We highly recommend you purchase travel insurance. The reason we are so keen on you having trip insurance is because it protects you if you have an unexpected change in travel plans. Here is an example. Let’s assume you are signed up for a tour and hurt your leg a week before the trip. If you have no trip insurance, you will call us on the telephone and we will be very sad to tell you there is no refund – because our costs are mostly fixed and you might have displaced someone who otherwise could have gone on the tour. You might then be unhappy with us, even though you took the risk of not getting travel insurance! If you do have trip insurance, you receive your entire airfare and trip cost from the insurance company and can start planning for your next tour! And trip insurance need not be expensive, costing in the range of $60-300 for most of our trips (depending on your age, trip cost and type of coverage).
Additionally, with the changes in health care laws (in the US), many health insurance programs no longer cover travel abroad or even, sometimes, out of your home state.
For information about Trip Cancellation Insurance, please contact insurance companies directly. We recommend the following:
TripAssure (formerly MH Ross) insurance is available for US residents only. If calling by phone please reference Zephyr Adventures, ZEPH0025MT.
Allianz Travel insurance is available for US residents only. If calling by phone please reference Zephyr Adventures, ACCAM #F205092.
For non-US residents, please contact us and we’ll provide travel insurance recommendations.